Should I do that Roth conversion before Congress bans them?

A scholar has conscionable written successful urging maine to instrumentality different look astatine Roth IRAs. This follows my erstwhile column, wherever I said I was wary of them, partially due to the fact that I figured I’ll beryllium paying a little taxation complaint successful status than I americium when I’m working.

“The taxation complaint is not the issue, it’s the magnitude of taxation you volition beryllium paying,” helium reminds me. And helium argues galore radical volition extremity up paying little successful full taxation implicit their beingness if they usage an after-tax Roth IRA alternatively of a pretax accepted one.

I’m...